Terms and conditions
These Terms & Conditions are applicable to our main website, minoritybusinesscircle.com, and extend to all associated sites, mobile sites, services, applications, platforms, and tools. In these terms, "Minority Business Circle, Inc.," "us," or "we" refers to Minority Business Circle, Inc., and its subsidiaries and affiliates, while "You," "Your," or "User" denotes anyone accessing our products, services, or Site. The term "Services" includes all products, content, features, tools, data, software, and functions we provide.
As of the effective date of these terms, our Services encompass the following key features:
Using our site
Changes to terms
We may send you announcements and vital information related to your site usage. You have the option to opt out of certain communications.
Community advice and reviews
This platform allows users to participate in forums to discuss and review business-related topics. It's a space for you to offer your advice and ask questions. You can also provide reviews on products or services you've used.
User content and copyright
By posting content to Minority Business Circle forums and review sections, you grant Minority Business Circle, Inc., a non-exclusive, royalty-free, perpetual, and worldwide license to use, display, and distribute said content in any form, including but not limited to the website, social media, and marketing materials. This license will continue even after you stop using our services.
You represent and warrant that you own or have the necessary permissions to use and authorize the use of your content as described herein. You retain your rights to any content you submit, post, or display on or through the services. If you believe that any content violates your copyright, please contact us at email@example.com for matters related to copyright infringement.
Access to financial product offers
Our service provides a targeted list of financial product offers based on your profile and needs. It also includes third-party tools like pre-qualification metrics, approval odds, and loan calculators to help you evaluate these offers.
While we strive to present reliable and accurate financial offers, these are subject to change and depend on various factors such as your credit score, income level, employment status, existing debts, financial history, and current economic conditions. Always read the terms and conditions and consult with a financial advisor before making any financial commitments.
This website may contain affiliate links, meaning that Minority Business Circle, Inc., could earn a commission when you click on a link and engage with an affiliate. Clicking on an affiliate link supports our business, enabling us to deliver valuable content and services.
We exclusively endorse products or services that we deem valuable to our users. Whether or not to purchase any mentioned product or service on this website is entirely at your discretion.
It's crucial to comprehend that the information and viewpoints shared on this website are grounded in our research and experience. While we aim to offer accurate and dependable information, we encourage you to conduct your own research for informed decision-making.
Accessing several facets of our Services, such as grant details, curated vendors, lending vendors, and personalized partner offers, may require you to register for a Minority Business Circle member account. Registration is optional, but without an account, some Services won't be accessible.
When registering for a Minority Business Circle member account, you affirm that:
- You are 18 years old or above.
- You possess a valid US Social Security Number, a Green Card, or an Individual Taxpayer Identification Number.
- All provided information, both during registration and in the future, is accurate and current.
- You're registering an account for yourself or your business.
- You'll maintain updated information.
- You'll create a unique password for your Minority Business Circle access.
You must not sell, transfer, or assign your account. Safeguard your password and avoid sharing it. Notify us at firstname.lastname@example.org immediately if you suspect any security breach.
While our partners provide offers, we don't guarantee specific product or service offers or approval criteria. Applying for partner offers is your choice; we won't submit applications on your behalf without your consent.
The information presented on our Services is solely for educational purposes. We don't assure that the information we provide matches what third parties use to assess your creditworthiness or eligibility.
We are not lawyers. Minority Business Circle does not offer legal or financial advice for personal or professional use. Third-party services, coaches, mentors, instructors, advisors, and independent contractors are not represented by Minority Business Circle beyond referral services.
Limitation of liability
To the extent allowed by law, Minority Business Circle, Inc., its affiliates, officers, directors, employees, agents, suppliers, or licensors shall not be liable for any indirect, incidental, special, consequential, or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses, resulting from the use or the inability to use the service, unauthorized access to or use of our servers, and personal information stored therein.
This limitation applies to all claims, whether based on warranty, contract, tort, or any other legal theory, and whether or not Minority Business Circle, Inc., has been informed of the possibility of such damage. Because some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you.
At Minority Business Circle, Inc., we are committed to fostering an inclusive and equitable community. We strictly prohibit any form of discrimination against any individual based on race, color, ethnicity, national origin, gender, gender identity, gender expression, sexual orientation, age, disability, religion, economic status, or any other characteristic defined as a "Minority" under our inclusive definition.
Definition of "Minority"
A "Minority" at Minority Business Circle, Inc., includes, but is not limited to, individuals who identify as:
- Racial or Ethnic Minority: Individuals who belong to racial or ethnic groups historically underrepresented or disadvantaged.
- Gender Minority: Individuals whose gender identity differs from the sex assigned to them at birth, including transgender, non-binary, and gender non-conforming individuals.
- Sexual Orientation Minority: Individuals who identify as lesbian, gay, bisexual, queer, or any other non-heterosexual orientation within the LGBTQ+ community.
- Persons with Disabilities: Individuals who have physical, cognitive, sensory, or other impairments that may create barriers to their full participation in society.
- Economic Hardship: Individuals who face economic disadvantages, low income, or financial hardships that may affect their access to opportunities.
- Religious or Faith Minority: Individuals who adhere to religious or faith traditions that may lead to discrimination or bias in certain contexts.
- Age Minority: Individuals who are younger or older than the majority in a particular setting and may face age-related discrimination.
This definition is not exhaustive, and we remain committed to providing equal opportunities, support, and resources to all individuals who identify as part of a minority group, irrespective of their specific characteristics.
Zero tolerance policy
We strictly prohibit discrimination, harassment, or bias on this platform. Violators may face potential account termination. Our commitment is rooted in promoting diversity, equity, and inclusion for all members of our community.
Scope of policy
This policy applies to all users who interact on the Minority Business Circle platform. It doesn't apply to interactions outside our platform, even if initiated through our services.
How to contact us
If you have questions about these Terms and Conditions, please get in touch with our email@example.com
Your safety and security is our priority